*Reclaim Mis-sold PPI Today!*
Banks, Credit Card Companies and other Loan Providers made a huge mistake in mis-selling Payment Protection Insurance to those who, either didn't require it or simply didn't realise they had it. Now you can claim this mis-sold PPI Back!
*Simply fill in the short online claim form to make your ppi claims and we will get back to you (remember to fill in all the fields including your phone number (so we can get back to you) we DO need this info to enable us to make your claim) It only takes a few seconds!
It may be that you were unaware of what exactly you were taking out when you took out the policy and that you had no desire or demand for the PPI element of your loan. It may be that the PPI side of things was not properly explained to you. If this was the case, it may be that you did not properly understand how the policy worked or whether it was suitable for you.
It is also important to note that if you took out the policy at a time when you were out of work, had retired or were in full-time employment, it is more than likely that the PPI claim would have been mis-sold.
The Banks will NOT contact every potential PPI claimant !
Although many banking institutions have started the process of informing customers that they may have been mis-sold a PPI policy, not every potential claimant will be contacted. If you do receive a letter, you should take action. Hold onto the letter and start the process of making a claim because this is a clear indication that your bank or financial institution admits that you have been mis-sold a PPI. However, if you do not receive a letter, do not think that there is no opportunity for you to make a claim. Banks are only informing clients who they are aware of that may have been mis-sold a claim so there is still an opportunity for you to make a claim even with no letter.
If you have retained the paperwork from your application and finance agreements, you should check the statements to see if PPI is included. It is important to be aware that the term PPI may not actually be used. Other terms used could include “loan care” or even the abbreviation “ASU” which stands for Accident, Sickness and Unemployment. If you have been making payments of this nature, there is at least the fact that you have some form of PPI and then it is important to consider if you were mis-sold the policy.
If you have any paperwork of your PPI agreements and credit card or loan arrangement, these should be included in any claim you make. Many people are contacting their lenders with paperwork and full contact details for over the years and are requesting that their lenders look into all loans and credit card agreements that they have had. If you have paperwork available, it can help to reduce the amount of time that the application takes.
However, if you do not have any paperwork available, don’t worry, there are still opportunities for you to make a claim. One way of finding out the relevant information of any loan or card that has been active within the past 6 years will be to examine your credit file. There are a number of ways you can do this and firms like Equifax or Experian provide you with all of the details that you need to know. If you have been paying for PPI, the details will be included on your file and you should then contact the relevant financial institution.
Although there is no actual deadline to make a claim, it will be a simpler process if you are able to make a claim on a PPI policy that has been active within the past six years. This is down to the fact that building societies and banks are required to keep information for a six year period. The policy doesn’t have to been taken out in the past six years, as long as it has been active within this time-frame, banks should retain the information regarding the case.
There are different ways to complete your PPI claim. There are templates and guidance available online but there are also firms providing professional support. If you lack the confidence or time to fill in a complaint and then follow it through, you may feel more confident is using a professional to carry out your claim. If you decide on this option, there is a need to be aware that the professional provider will take a fee or a share of your return for their work but the entire process will be much easier and simpler for you.
If you believe you have been mis-sold a PPI there is still time to act and make a claim using the form below but dont waste time,